Turning Tough Times Into Success

Although private employers in September added 64,000 workers, total payrolls fell a larger-than-forecast 95,000. In tough economic times, franchises are a relatively safe way of doing business. The drop in U.S. payrolls in September largely reflected local governments firing educators and other workers to make up for declining tax revenue. Struggles to keep state and local government budgets balanced likely will continue to weigh on job growth and sustain the level of weekly jobless claims. One dynamic star on the U.S. business scene is The ACFN ATM Franchise Business, headquartered in San Jose, California, where the company was ranked by the Business Journal as the 43rd Fastest Growing Private Company in Silicon Valley for 2007 - 2009. “ACFN is a North America company with operations in all 50 States and Canada, however by utilizing our franchise business model we maintain the operating efficiencies of a local company”, says Jeff Kerr, Founder and President of ACFN. Since launching the franchise division in 2003, ACFN (American Consumer Financial Network) has 165 Franchises operating over 1350 ATM's in the U.S. and Canada. The Washington, D.C.-based International Franchise Alliance, said the group estimates that in 2008 there were about 900,000 franchises with over 21 million workers providing $2.3 trillion in economic activity. These franchises “cross over about 100 different business categories,” The International Franchise Association suggests what the entrepreneur minded American has known for a while, that franchisees enjoy a significant competitive edge over the stand-alone business operators. They noted a study showing that 86% of franchise companies which opened in the previous five years were still in business under the same owner and only 3% of these businesses failed. Conversely, a US Small Business Administration (SBA) Survey in that same article showed 62.2% percent of all new businesses started over a 10 year period dissolved within their first six years. “ ACFN's ATM franchise equips you with the tools and the know how to manage the business". Avi Blankroth, Excecutive Vice President of ACFN says. "The process begins with each franchisee purchasing ATMs, while ACFN locates and contracts lucrative placement locations" Blankroth believes that "franchising offers crucial support, whilst still providing the scope for franchisees to make personal business decisions. In the same vein, people choose to go the franchising route owing to the security it offers".

ACFN ATM Franchise Ranked in Top Silicon Valley Based Companies

The Silicon Valley Business Journal honored the 60 fastest-growing private companies in the region at the Computer History Museum in San Jose, California.  ACFN Franchise (ACFN) ATM franchise which is focused on providing ATM services to hotels and other travel and entertainment businesses across North America, was recognized as one of Silicon Valley’s fastest growing companies by the Silicon Valley / San Jose Business Journal. After reviewing revenues of leading private companies in the area, the publication ranked ACFN #43 in this year’s list. This accolade is especially impressive given that approximately 80 percent of the 60 companies on the list had more than 50 percent revenue growth in the three-year period covered and about half more than doubled. “It’s an honor to be included in this year’s list. Silicon Valley is very competitive and we are committed to continue growing and producing extraordinary result for our franchise owners. ACFN is the only ATM Franchise in North America and one of the largest ATM ISOs in the US which helps us create a lot of value for our franchisees” said Jeff Kerr, President and CEO of ACFN. Unlike other companies in the industry, ACFN owns and controls the ATMs and does not charge fees to the businesses hosting the machines. Franchisees receive training on how to develop, own, and operate onsite ATMs. ACFN also provides ATM processing, network, administrative, marketing, and other types of support. The recognition that ACFN has gained, is rightfully earned as the company expands its interests and continues to provide services at more than 1,350 locations with 165 Franchisees in North America.

Earning High Marks – ACFN ATM Franchise – Amongst the Best Companies in America.

Recent independent studies have ranked the ACFN ATM Franchise amongst the top high performing companies in the U.S.

You are staying in a hotel and need cash. The front desk clerk directs you to an automated teller machine in the hotel. Chances are it’s an American Consumer Financial Network ATM. The company provides financial services and transaction processing solutions, with a national network of onsite ATMs in hotels and other travel and entertainment-based businesses.

The innovative ACFN (American Consumer Financial Network) announces its inclusion in the top 300 franchise opportunities for 2010 by AllStar AllBusiness. The honors include top ranking in three categories: growth, financial strength and general listing.

Unlike other companies in the industry, ACFN owns and controls the ATMs and does not charge fees to the businesses hosting the machines. Franchisees receive training on how to construct, own, and operate onsite ATMs. ACFN also provides ATM processing, network, administrative, marketing, and other types of support.

“These awards are a tremendous validation for a young, innovative company from Silicon Valley,” says Jeff Kerr, Founder and President of ACFN.

The national recognition that ACFN has gained is rightfully earned as the company expands its interests to provide services at more than 1,200 locations in North America.

According to Allstar, the company’s growth wasn’t meager — in 2009, one of the toughest years in recent history, ACFN increased its number of units by more than 20 percent and improved its financial health ranking from #124 to #97 this year.

Inclusion on the Allstar Allbusiness list, a subsidiary of Dun & Bradstreet brand is not an easy task.  After a daunting year of economic recession in 2009, many longstanding, established franchise companies have been unable to maintain their top 300 ranking.

ACFN’s ability to secure a place on this elite list of companies is a testament to their innovation and prospective strength as a franchise company.

ACFN is also ranked 64th on the Inc. Magazine listing of Top 100 Business Products & Services for 2009 and ranked 374th on the Inc. Magazine listing of Fastest Growing Private Companies and recognized by Entrepreneur Magazine as one of the “Fast 50” Franchise Companies”. Franchise amongst the top high performing companies in the U.S.

American Consumer Financial Network

Public Sector Employees – ACFN ATM – Your Trusted Retirement Partner.

Public Sector employees have successfully maneuvered the recession, still many are concerned about the next step upon retirement. ATM business ACFN is offering a practical opportunity that promises real revenue and no nonsense.

As the recession appears to come to a close and some Americans are slowly coming out of financial hiding, the nation is beginning to notice which employment sectors truly are the last ones standing.

In addition to the intelligently invested, government employees are proving to be an excellent example of recession survivors.

“While private-sector employment fell sharply in the last two years,” the Manhattan Institute’s Josh Barro noted earlier this year, “the public-sector, civilian workforce continued growing until mid-2008. It has since remained essentially flat.

“While private-employment rolls are nearly 10 percent smaller than they were three years ago, public-employment rolls have grown by nearly 2 percent.”

Government employees have always kept our nation running smoothly, and have traditionally been paid reasonably well for it. From sanitation workers to public transportation operators, public sector employees have the backing of unions that work on their behalf to ensure they receive the best health care and pension plans available.

In terms of compensation, federal workers are rapidly pulling away from private employees. As USA Today’s Dennis Cauchon recently reported, “Federal workers earned an average salary of $67,691 in 2008 for occupations that exist both in government and the private sector, according to Bureau of Labor Statistics data. The average pay for the same mix of jobs in the private sector was $60,046 in 2008, the most recent data available.”

And that’s only wages. Federal health, pension and other benefits are worth four times what private workers on average enjoy, Cauchon added.

However, health benefits and retirement plans weren’t the tools that allowed so many municipal workers to stay afloat. The real advantages are their high levels of job security, steadily increasing wages, and shockingly young retirement ages.

Department of Labor Commissioner Michael Thurmond of Georgia discussed the benefits of government employment, “Government has been a huge job creation engine for most of the 1990s and through the early part of this century. The communities that have been most successful [through the recession] have benefited from a huge government investment.”

With so many of these workers retiring between the ages of 40 – 55, several of them have gone on to explore new opportunities after servicing their government. Tending toward business ideas that supplement their pension, they generally prefer low commitment engagements with high levels of return.

In response to the interest of this community, The ACFN ATM Franchise, a Silicon Valley company is recruiting retired public sector workers into their ranks. With over 1200 locations across the nation, ACFN (American Consumer Financial Network) offers the option to purchase their own ATM franchise. Franchisees can turn one ATM into dozens, and enjoy an excellent profit based on ATM service charges, incurred whenever their machine is used.

ACFN President and Founder Jeff Kerr directed this comment to government and municipal employees interested in owning their own business, “ACFN is an excellent opportunity for people who are interested in a straightforward opportunity that prides itself on being uncomplicated. We provide training and have a strong support team in place to help franchise owners with all aspects of operating their business including ATM placement and business management. No prior experience is required or needed to join ACFN”.

Generous retirement packages aside, the twenty-first century was a good time to be publicly employed. And with the advantage of large payouts upon departure, retirees are outfitted with lump sums of money that would be perfectly invested in ACFN’s entrepreneurial opportunity.

The franchise fee for ACFN starts at $25,000.

The company provides a comprehensive  training program at their headquarters in San Jose, California and the best ongoing customer service that is frequently described as second to none.

ACFN – ATM Franchise Business, Ranked #1 in category “Miscellaneous Financial

After almost six months of research and enough data entry to make any assistant’s fingers tingle with fright, Entrepreneur Magazine has just released their highly anticipated Franchise 500.

Jan 19, 2010 – After three decades of perfecting their system, Entrepreneur Magazine has become the most trusted name in franchise rankings around the world. Aspiring business owners rely on their objectivity when considering the prospect of buying a piece of the franchise pie.

Entrepreneur Magazine’s Franchise 500 listing for 2010 ranks ACFN, the only ATM franchise business in the US, #1 in category “Miscellaneous Financial Services”.

ACFN the innovative ATM Franchise Business based in Silicon Valley, is North Americas only ATM franchise focused on providing ATM services to hotels and other travel and entertainment based businesses

Although they are only a small portion of the research needed to become a franchise entrepreneur, this ranking prides itself on being both strict and objective.

The leading judgment factors are stability, financial strength, growth rate, and size. Credibility is certainly not an issue.

Companies competing for the top spot face fierce competition from the two franchises that have held the #1 spot interchangeably for the last 15 years, Subway and McDonalds.

Most companies can only hope to be named #1 in their subcategory, usually a fairer competition.

Since debuting on the list in 2008, ACFN has been creeping up the charts over the last two years, finally reaching the ultimate spot in their category. A smaller business, ACFN is an everyman franchise.

With lower startup costs than most of their competitors on the list, they offer entrepreneurship to everyone able bodied enough to work a few hours a week managing machines and fixing the occasional technically difficulty.

Franchisees vary largely in age, race, location, and income, with their most successful machine belonging to a retired California schoolteacher who operates her business with the help of her only daughter.

President and Founder Jeff Kerr shared his elation over this year’s rankings, “Entrepreneur Magazine is the premier publication for business and being recognized by them is significant”.

“The ranking has already prompted many calls from qualified prospect inquiring about our business and we expect will result is many new franchisees joining”

“Being included in the Franchise 500 and earning the #1 rank in our category is a great achievement that we continue to work hard to protect and maintain in future years – we are just getting started”  says Kerr

With ambitious and triumphant words from Kerr, ACFN looks to increase their franchisees steadily as they have in the past, targeting an increase in their 1200 locations by four to five hundred this year.

ACFN’s 30k startup fee includes 1 ATM, a 3 day training program, customer service, and product placement assistance.

A Financial Opportunity in a Down Economy – American Consumer Financial Network

San Jose based, ACFN is ranked the 37th Fastest Growing Private Company in Silicon Valley, offering a proven method of business success and remains unshaken even in the grip of this recession, showing organic growth of 35%.

With the economy still struggling to get back on its feet, many people are still in search of more original means to financial security. Skyrocketing levels of unemployment have even pushed some to delve into the world of business ownership. Yet the rash of recent store closures has left many wondering what can be done to prevent loss and ultimately business failure.

Even tried and true business models like that of Blockbuster, with its 960 store closings, and Starbucks, with their 300 store closures, are reporting colossal loses with no sign of short term improvement.

Still, some are determined, and have launched headfirst into projects of many different shapes and sizes, from the exclusively online to the normal brick and mortar. While physical business locations might be more comfortable for some, this does not mean that the process is an easy one to arrange. For example, factors such as location, need, and profitability are all arenas that must to be intensely explored.

When investigating a location to launch a business, it is customary to employ research professionals to assess proposed locations to determine the likelihood of operating a thriving business in that area.  Still, the predictions generated by these individuals are not without their drawbacks and are by no means absolute. Armed with innovation, ATM business, ACFN has overcome the brick and mortar disadvantage by granting their business owners the opportunity to relocate when profits do not meet set standards.

ACFN’s proven model of success lets franchisees reposition their products in the most important sense. The right to move an ATM from a contracted location is built into the franchisee’s agreement with every vendor.

President of ACFN Jeff Kerr notes, ”Our goal is to make every ATM placement a success and with ACFN’s experienced market research team and best-in-class marketing, we achieve that goal most of the time”. For those locations that fall short of expectations, in contrast to the typical retail franchise where there are little to no solutions for this problem, we have built in down-side protection by including the right to remove in our agreements” adds Kerr.

“This unique feature of our business has been particularly beneficial in today’s volatile market allowing franchise owners to protect their investment and maximize their profits”. says Avi Blankroth, Executive Vice President of ACFN

In a time of no guarantees, the chance for a ‘do-over’ can definitely be appreciated. ACFN’s ATM franchise is a recession proof way to prosper in any economy.

About American Consumer Financial Network (“ACFN”)

ACFN is ranked the 37th Fastest Growing Private Company in Silicon Valley by the Silicon Valley Business Journal for 2009 and the 64th Fastest Growing Private Company on the Inc. Magazine listing of Top 100 Business Products & Services for 2009 and recognized by Entrepreneur Magazine as one of the “Fast 50” franchise companies”.

Veterans Opt out of Corporate America and Into the ATM Franchise Business

They are among the nation’s elite when it comes to leadership, teamwork and getting the job done, so how do they work all of those skills into a stable, long-term career ?

Charlotte, NC – Of the approximately. 80 million small businesses in the U.S., four million are owned by US Veterans and 400,000 small businesses are owned by service-disabled veterans.

In the meantime, those veterans looking to get their feet into a small business are still having difficulty during this recession, as millions of Americans are.

Veterans are frequently overqualified for most entry-level jobs in terms of the technical expertise they have gained on the battlefield, yet they may not be quite experienced enough for mid-level jobs. They are among the nation’s elite when it comes to leadership, teamwork and getting the job done, so how do they work all of those skills into a stable, long-term career?

ACFN. a California based ATM Franchise Business is offering returning veterans the opportunity to start their own business, and fast.

Brian G, a veteran of the US Marines, is one of the many veterans who found his future with ACFN. After considering a transition into the corporate world, Brian instead opted to take a chance on business ownership. Now he operates a number of ATMs in his home state.

Brian’s main objective in owning his own business was the possibility of rapid expansion. He mentions, “I wanted to grow my business as fast as possible to produce an annual income large enough to sustain myself and my family. ACFN offered that without any major challenges.”

President of ACFN Jeff Kerr built his business with those goals in mind. He intended to create a business that was extremely flexible and allowed franchisees to dictate the size of their business without any drawbacks. He comments, “An ACFN business is very flexible and in most cases can be molded and scaled to fit a franchise owner’s specific set of circumstances.

“By allowing franchisees to retain their jobs and other business activities they have the benefit of rolling their ACFN profits directly back into their business to grow their business at a faster pace.”

VP of Sales Robert Harris, adds “Many of our franchisees have enough profitable locations to support themselves and so they choose to use their extra income exclusively for business growth. It’s a proven system and continues to make many of our owners very happy.” Over ten percent of ACFN Franchisees are Veterans.

The Veterans Administration is collaborating with the Small Business Administration and the General Services Administration to certify Veteran owned small businesses and service disabled Veteran owned small businesses for listing on the Federal Supply Register, which enhances their visibility and competitiveness, creating jobs for Veterans.

The SBA also partners with micro-lenders and other financial institutions providing small loans of up to $35,000. The Military Reservist Economic Injury Disaster Loan exists in case the vet’s business suffers economic damage after he or she is activated for duty. Another program, the Patriot Express Loan, is available to veterans, disabled vets, Reserve and National Guard members and spouses.

ACFN is ranked the 37th Fastest Growing Private Company in Silicon Valley by the Silicon Valley Business Journal for 2009 and the 64th Fastest Growing Private Company on the Inc. Magazine listing of Top 100 Business Products & Services for 2009 and recognized by Entrepreneur Magazine as one of the “Fast 50” franchise companies”.

Baby Boomers Face Retirement Age Happy, Healthy, Wealthy and Not Ready to Embrace Full Retirement

The biggest demographic segment in the US, the Baby Boomers are now retirement age, or very close. This group is not embracing retirement like generations before them. Many are seeking part-time employment and opening small businesses. According to University of  Montréal demographer Jacques Légaré, baby boomers will remain among the most self-reliant generations to reach their golden years.  According to Légaré, they never wanted to depend on their progeny to look after them in their golden years. "They are usually well educated and have great financial means," says Légaré. "They benefited from generous pensions and have contributed to retirement for decades." In an effort to fend off boredom, keep a nimble mind and body, maintain community relationships and  remain confident in their abilities, this legion of retirees are taking control of their retirement and their destiny by becoming small business owners. Jeff Kerr, the President and Founder of ACFN, the San Jose based ATM Franchise Business agrees that baby boomers make the perfect small business owner.  “When you have the benefit of 30 years of experience in the business world, no matter what the industry was, you possess assets that can’t be taught in any MBA classroom.  Sharp retirees who have no desire to sit back and ease into old age have a huge leg up when developing a small business. Time, Money and experience" Business coach, mentor and author Karen Newman is a firm believer in the new trend of retirement careers. “Building a home-based business is undoubtedly one of the most viable, lucrative, and personally satisfying career options out there for baby boomers. With the Internet as your consummate leverage, becoming a successful entrepreneur beyond your wildest dreams can quite suddenly become a reality,” Newman said. The wisdom Henry Emerson Fosdick offered when the first baby boomers were still in diapers seems to be their anthem “Don’t simply retire from something.  Have something to retire to.”   Retiring to the “working smart, not hard” methodology of franchises these boomers are working part time running their own business via ACFN and like companies to maintain an income stream fund travel, spoil grandchildren and indulge in uniquely baby boomer activities like nights at the casino and light cosmetic surgery. ACFN identifies and provides their franchisees with high traffic locations through the use of a state of the art technology. Once a location is identified, ACFN handles all the heavy lifting, even adding a clause to each agreement that states if profits aren’t acceptable, business can and will be taken elsewhere. A guarantee that solid is impossible with other brick and mortar franchises, but the ACFN difference offers unparalleled protection. Anyone can purchase the tools necessary to start their own network of working ACFN ATMs. The package includes training, marketing and sales assistance, and award winning customer service that guides franchisees through the ATM servicing process one step at a time. Even Jeff Kerr has operated his own network of ATMs for more than a decade. He comments, “My personal experience from owning and operating a network of ATMs has been very valuable. I know the many benefits that can be achieved and have done the work required to secure them. The Return on Investment (ROI) ATMs generate is the highest I have seen in my 24 years of business ownership”. "When you add to that the transparency provided by our franchise documents ACFN offers an attractive path to join the ranks of entrepreneurs”.   The ACFN system requires no more than a few hours a week. With over 1,250 locations across North America, and more than 150 happy franchisees, ACFN is the right opportunity at the right time. The franchise fee for ACFN starts at $25,000. The company also provides a comprehensive training program at their headquarters in San Jose, California and the best ongoing customer service that can only be described as second to none. CFN the ATM franchise business opportunity is for individuals interested in developing a business with a recurring revenue stream within the financial services sector. With over a decade of experience in ATM services and more than 150 Franchises and 1,250 locations in North America ACFN is a leader in the ATM industry with a proven track record and an impressive client list. Find out how you can benefit from ACFN to help deliver return on investment, positive cash flow and improved revenue. American Consumer Financial Network (ACFN) Sixth Floor, Community Towers 111 W. St John Street San Jose, CA 95113 Tel 888-794-2236 Visit their webpage http://www.acfnfranchised.com/ # # # ACFN is North Americas only ATM franchise focused on providing ATM services to hotels and other travel and entertainment based businesses. Providing ATM services since 1996, franchised in 2003 with 150 franchises, 1200 ATM Machines in the US and Canada.

ACFN moves to new HQ – 12,000 SQFT in Community Towers Downtown San Jose, CA

On the heels of double digit growth in 2009, Silicon Valley Based, American Consumer Financial Network (“ACFN”) continues to see the recessionary economy as an indicator that business can survive, and thrive, if it is malleable.


 Now occupying their new 12,000 SQFT Head Quarters, the entire sixth floor  of the Community Towers building in downtown San Jose, as well as a nice position on “Inc.  Magazine’s fastest growing private companies", a national industry-wide ranking, American Consumer Financial Network, (“ACFN”), is projecting only blue California skies ahead.

Lauded locally as the 37th Fastest Growing Private Company in Silicon Valley, President and Founder Jeff Kerr must know something that others don’t: How to leverage competitive advantages as spring boards to business growth. “ACFN is growing through the recession by watching costs, serving core customers, and aggressively pursuing new business.

Completing the move to our new HQ more than doubles our office space, achieves better compartmentalization to increase productivity and provides the added capacity needed to support current and future growth”

Kerr credits their achievements to the unique innovation of ACFN’s business model boasting the lowest cost of operation in his industry.

ACFN Executive Vice-President, Avi Blankroth believes "ACFN’s rapid growth isn’t in spite of the recession, but indicative of the changing needs of businesses hoping to survive. He mentions, “We provide a means to fulfill a need at a time when every business is vying for a tactical edge to outlast and outshine their competition. Our services allow our clients to alleviate an obstacle for their customers.”

The prediction for ACFN to double in size over the next three years may seem bold, but could be an underestimated forecast when the numbers are all in.

Since its conception in 1968, ATM usage has evolved into a widely accepted and trusted convenience.  With global ATM use on the rise, there are 2 million ATM machines waiting to help you around the world and ATM acceptance is growing steadily among average Americans.  The American Bankers Association reports half of the US adult populations use an ATM every month, and more join that group comfortable with that technology every day.

"ATMs are becoming more like super ATMs with more intelligent software and technology," says Tracy Kitten, senior editor for ATM Marketplace magazine. "Many industries are encouraging self-service, so people are more comfortable with that. We trust technology sometimes more than a person."

When you combined the statistical numbers for ATM business with the increase in automated functions that many businesses now offer, like airline check-ins and grocery store checkouts – you come out understanding that people are happy to automate many of their in-person transactions, Kitten says.

ACFN has placed over 1,250 ATMs in the US and Canada at travel and entertainment based businesses since 1996.

Franchise Fees are reasonably priced and start at $25,000

The Company also provides a comprehensive training program at their headquarters in San Jose, California and the best ongoing customer service that can only be described as second to none

About ACFN

ACFN the ATM franchise business opportunity for individuals interested in developing a business with a recurring revenue stream within the financial services sector.

Find out how you can benefit from ACFN to help deliver return on investment, positive cash flow and improved revenue.

More information is available at

http://www.acfnfranchised.com/

American Consumer Financial Network (ACFN)
111 W. St. John St
Sixth Floor
San Jose, CA 95113

Tel 888-794-2236

United - A Mother Daughter Team Own The Highest Grossing Private ATM in U.S.

A mother/daughter team leverages their bond to become successful franchise owners of the ATM business ACFN.

Nov 04, 2009 – Trust, a concept easily pushed to its limits, can sometimes find itself struggling from the stretch of a shared dollar. This strain can often prove too severe for the unmarried or genetically dissimilar. However, one California bred Mother/Daughter business team has found a way to take advantage of their unbreakable bond.

Lauren D. and Juanita W. are a mother/daughter team who share a home, a business and an extremely profitable secret. For the past few years they have been privately operating a franchise as part of the ACFN (American Consumer Financial Network) ATM Business.

The decision to keep their success a secret was their best idea for staying financially conservative and reserving their earnings for expanding their ATM stronghold. Ignoring the benefits of extra income has proven a non-challenge. Their aim is to continue their covert operation until Lauren, the daughter of the pair, retires from full time employment some ten years in the future.

After a brief period of exploring different investment opportunities, the pair settled on ACFN because of its extreme simplicity. They recall purchasing the franchise as one of the best moves they’ve ever made, wishing only that they’d began the journey a few years earlier. Once they’d initiated the process, the job was made easier by their decision to split the weekly time requirements and turn what could barely be considered a light part time responsibility into an almost unnoticeable task.

Much to their delight, the ladies are only obligated to be involved in a small component of their franchise. Their direct involvement is limited solely to the service of their customers, which is the perfect organizational structure for them.

After participating in the ACFN training program, the team was free to service and collect while ACFN handled all of the corporate negotiations and placement agreements.

Vice-President of Sales Robert Harris commented “Lauren and Juanita are the ideal franchisees. They have taken advantage of ACFN’s proven business model and its commitment to its owners, allowing them to plan for retirement years in advance.”

As owners of one of the most successful locations in our network, Lauren and Juanita have proven that business ownership can be its best when shared with a loved one.

President of ACFN Jeff Kerr has frequently stated to those who might be apprehensive about buying their own business “with the extensive support we offer from our corporate office, franchise owners are not required to have a related professional background. We look for entrepreneurial people that understand the basic concept of excellent customer service and are looking for a strong partner with a proven track record to build a good business.

About American Consumer Financial Network ("ACFN")

ACFN is ranked the 37th Fastest Growing Private Company in Silicon Valley by the Silicon Valley Business Journal for 2009 and the 64th Fastest Growing Private Company on the Inc. Magazine listing of Top 100 Business Products & Services for 2009 and recognized by Entrepreneur Magazine as one of the “Fast 50” franchise companies”.

Video at: http://www.youtube.com/watch?v=GqplU0Ye7Bw

ACFN is North America's only ATM franchise focused on providing ATM services to hotels and other travel and entertainment based businesses. With over a decade of experience in ATM business services and more than 135 Franchisees with 1,200 locations in North America.

96 N. Third Street Suite 600
San Jose, CA 95112
888-794-2236
http://www.acfnfranchised.com

# # #

ACFN is North Americas only ATM franchise focused on providing ATM services to hotels and other travel and entertainment based businesses. Providing ATM services since 1996, franchised in 2003 with 135 franchises, 1200 ATM Machines in the US and Canada.

ACFN is North America's only ATM franchise and are ranked the 37th Fastest Growing Private Company in Silicon Valley and the 64th Fastest Growing Private Company on the Inc. Magazine listing of Top 100 Business Products & Services for 2009